Sahara Refund


The Sahara Refund Portal, established by the Central Registrar of Cooperative Societies (CRCS), offers a way for genuine depositors of the Sahara Group of Cooperative Societies to reclaim their invested funds.This article details the process, eligibility, and resources available to navigate the Sahara refund.

Background

The Supreme Court of India ordered the Sahara Group to return funds to depositors after finding financial irregularities.To facilitate this process, the CRCS launched the Sahara Refund Portal.The portal allows depositors to register claims and receive their entitled refunds electronically.

Sahara Refund Portal
Sahara Refund Portal

PurposeFacilitate refund of deposits to genuine depositors of Sahara Group’s four Cooperative Societies.
Societies CoveredSahara Credit Cooperative Society Ltd., Saharayan Universal Multipurpose Society Ltd., Humara India Credit Cooperative Society Ltd., Stars Multipurpose Cooperative Society Ltd.
AuthorityCentral Registrar of Cooperative Societies (CRCS)
Refund SourceRs. 5000 Crores allocated from “Sahara-SEBI Refund Account” by Supreme Court order
Initial Refund AmountUp to Rs. 10,000 per depositor
Application ProcessOnline through CRCS-Sahara Refund Portal (http://mocrefund.crcs.gov.in/depositor/)
ResubmissionAvailable for claims with deficiencies through CRCS-Sahara Refund Portal (Resubmission) (http://mocrefund.crcs.gov.in/depositor/)
Status CheckAvailable on CRCS-Sahara Refund Portal
TimelineClaims processed within 45 working days from submission/resubmission

Who is Eligible?

• Depositors who invested in Sahara Credit Cooperative Society Ltd., Saharayan Universal Multipurpose Society Ltd., Humara India Credit Cooperative Society Ltd.,or Stars Multipurpose Cooperative Society Ltd.

• Depositors with valid proofs of identity and deposit records.

CRCS Refund Process

1.Registration: Visit the CRCS Sahara Refund Portal (https://mocrefund.crcs.gov.in/depositor/) and register using your Aadhaar number, mobile number, and a one-time password (OTP).

2.Claim Application: Once logged in, submit a claim application with details like deposit amount, society name, and supporting documents.These documents typically include:

• Identity proof (Aadhaar card, PAN card, etc.)

• Deposit documents (receipts, account statements)

3.Verification and Payment: The CRCS verifies your claim. If approved, the refund amount (up to Rs. 10,000 initially) is deposited directly into your bank account.You will receive SMS notifications throughout the process.

Sahara refund portal Resubmission

When to Resubmit

You’ll need to resubmit your Sahara refund claim if it was previously rejected by the CRCS due to missing or incorrect information. The rejection message will typically specify the reason and any required corrections.

Resubmission Process

The CRCS provides a dedicated portal specifically for resubmitting claims: The CRCS Sahara Refund Portal (Resubmission) which can be accessed here: https://mocresubmit.crcs.gov.in/resubmission/

Check the steps of the resubmission process:

1.Visit the Resubmission Portal: Use the link above to access the dedicated resubmission portal.

Sahara refund portal Resubmission
Sahara refund portal Resubmission

• For Resubmission login Enter your acknowledgement number.

• if you don’t remember your acknowledgement number.Then go to login section and enter your aadhaar last four digits.

Sahara refund portal Resubmission

• also enter your aadhaar linked mobile number and enter captcha.

• Then click on get Otp and enter that Otp.

• Click on verify Otp.

• Here you can check why your Sahara refund was not approved.

• Copy the acknowledgement number above

• Now go to the Resubmission login page and enter this copied acknowledgement number.

• Again you will receive Otp on aadhaar Linked mobile number.

• After verifying that Otp now you have to complete these 5 steps to resubmit your application.

1

2

3

4

5

Under 45 days your application will be reviewed again.

2.Review Rejection Message: Make sure you understand the reason for the previous rejection.This will help you ensure you provide the necessary corrections in your resubmission.

3.Prepare Required Documents: Gather any documents or information missing from your initial application as mentioned in the rejection message. This could include:

• Proof of identity (Aadhaar card and PAN card)

•Deposit documents (receipts, account statements)

• Any other documents requested by the CRCS

4.Resubmit the Claim: Carefully fill out the resubmission form on the portal, ensuring all details are accurate and complete.Attach the required documents electronically.

5.Submit and Track: Once you’ve reviewed your application, submit it electronically through the portal. You should be able to track the status of your resubmitted claim within the portal itself.

Important Points:

• Only claims resubmitted through the dedicated resubmission portal will be considered.

• Pay close attention to the deadline for resubmitting claims, if applicable.

By following these steps and addressing the reasons for rejection, you can effectively resubmit your Sahara refund claim through the dedicated portal.

Sahara refund status check online

Steps to check your Sahara refund status:

1.Visit the CRCS Sahara Refund Portal: Go to the official website at https://mocrefund.crcs.gov.in/depositor/.

2.Click on ‘Depositor Login’: This button is typically located on the homepage.

3.Enter your Aadhaar details: You’ll need to enter the last four digits of your Aadhaar number and the mobile number linked to your Aadhaar.

Sahara refund status check online

Sahara refund status check online

4.Verify with OTP: An OTP (one-time password) will be sent to your registered mobile number. Enter the OTP to log in securely.

5.View your claim details: Once logged in, you should be able to see the status of your refund claim.This might include information like:

• Whether your claim is submitted, under verification, or approved.

• The approved refund amount (if applicable).

Sahara refund status check online
Sahara refund status check online

Additional Tips

• Make sure you have a stable internet connection for a smooth login process.

• Keep your Aadhaar card and linked mobile phone handy for verification.

• The portal interface may change slightly, but the general steps for logging in and checking status remain the same.

Sahara refund online login

Sahara refund login process:

1.Access the CRCS Sahara Refund Portal: Visit the official website at https://mocrefund.crcs.gov.in/depositor/.

Sahara refund online login
Sahara refund online login

2.Locate the Login Section: Look for a button or section labeled “Depositor Login” or similar wording. It’s usually prominent on the homepage.

3.Enter Aadhaar Details: You’ll need to provide the last four digits of your Aadhaar card number and the mobile number linked to your Aadhaar account.

4.Verify with OTP: The portal will send a one-time password (OTP) to your registered mobile number. Enter the OTP in the designated field to verify your login.

5.Access Your Account: Upon successful verification, you’ll be logged into your depositor account. Here you can view various details related to your Sahara refund claim, including:

• Claim submission status (submitted, under verification, approved, etc.)

• Approved refund amount (if applicable)

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Sahara Refund helpline

• CRCS Sahara Refund Portal: https://mocrefund.crcs.gov.in/depositor/

• CRCS Sahara Refund Portal (Resubmission): https://mocresubmit.crcs.gov.in/resubmission/

• Helpline Numbers: (for technical issues) 0522-6937100 / 0522-3108400 / 0522-6931000 / 08069208210

Note

• The initial refund amount is capped at Rs.10,000 per depositor.

• The process is entirely online for transparency and efficiency.

• Stay updated on the official portal for any changes or announcements.

FAQ’s

Who is eligible for a Sahara refund?

Only genuine and legitimate depositors of the four Sahara Cooperative Societies (Sahara Credit Cooperative Society Ltd., Saharayan Universal Multipurpose Society Ltd., Humara India Credit Cooperative Society Ltd., Stars Multipurpose Cooperative Society Ltd.) are eligible for a refund.

How much will I get refunded?

Initially, you can claim up to Rs. 10,000 per deposit.

How do I apply for a Sahara refund?

You can apply online through the CRCS-Sahara Refund Portal (http://mocrefund.crcs.gov.in/depositor/). The portal allows you to submit your claim, upload documents, and check the status.

Can I make changes to my submitted claim?

No, you cannot edit a claim once submitted. However, if there are any discrepancies, you can resubmit a corrected claim through the dedicated “Resubmission” section on the CRCS-Sahara Refund Portal.

How long will it take to receive my sahara refund?

Claims are processed within 45 working days from the date of submission/resubmission.You can track the status of your claim on the CRCS-Sahara Refund Portal.

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